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Terms & Condtions


These conditions govern the use of our website; by using our website, you accept these conditions in full. If you disagree with any part of these conditions please do not use our website.

The company is a website that is wholly owned and run by Broad Meadows Opportunities Limited registered at Companies House as follows:

Life Pivot Limited
BS9 4TB 
Company No. 08582887

Intellectual property rights

Unless otherwise stated, we (Life Pivot Limited) or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all these intellectual property rights are reserved.

Licence to use website

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions below.

You must not:

  • Republish material from this website (including republication on another website).
  • Sell, rent or otherwise sub-license material on the website.
  • Reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose.
  • Edit or otherwise modify any material on the website.
  • Redistribute material from this website.


We may update these Terms and Conditions from time to time and any changes will be reflected on this page.  If you do not wish to accept the new Terms and Conditions you should not continue to use the website. If you continue to use the website after the date on which the change comes into effect, your use of the  website indicates your agreement to be bound by the new Terms and Conditions.

Limitations of liability

Most of the information on this website is provided free-of-charge, and you acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website.

Whilst we endeavour to ensure that the information on this website is correct and up to date, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill).

Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct or indirect loss or damage arising under this disclaimer or in connection with our website, whether arising in tort, contract, or otherwise. Without limiting the generality of the foregoing exclusion, we will not be liable for any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings arising under this disclaimer or in connection with our website, whether direct or indirect, and whether arising in tort, contract, or otherwise.

However, nothing in this disclaimer shall exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

The legal documents offered for sale on this website are standardised by nature and we cannot guarantee that such products and services will meet your precise needs or circumstances. You must also bear the risks associated with the use of the Internet.

If you are in doubt as to the suitability of the products or services made available through this website to your circumstances, we strongly recommends that you seek advice from a qualified solicitor before using such products or services. Please note that any standard products and services made available through this website are not intended to be a substitute for tailored legal advice and that there may be special factors that should be taken into account in particular cases.

We disclaims all liabilities in connection with the following:

•  incompatibility of the website with any of your equipment, software or telecommunications links
•  advice and materials provided by third parties (including solicitors referred to via the  website) or through external websites
•  advice and opinions expressed in the FAQ, news and articles of the website
•  the suitability of the content, usability and impact on your systems of any product downloaded from the  website

You agree that we will not be liable to you or any third party for any consequential or incidental loss or damage (including but not limited to loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss of privacy and loss of data) or any other direct, indirect, special or punitive damages whatsoever that arise out of or are related to the use of this website.

Entire agreement

This agreement constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

Law and jurisdiction

This disclaimer will be governed by and construed in accordance with English law, and any disputes relating to this disclaimer shall be subject to the exclusive jurisdiction of the courts of England and Wales.